Category: General Insurance Advice

Here are some insurance terms you should know about and what they mean. Short term insurance terms: Excess – The excess on your policy the basically first payment due on the repairs of your vehicle. It is your responsibility to pay the excess. Usually you would pay the excess to the repairer that fixes your vehicle… Continue reading Short term Insurance terms you should know about

Third party cover is the third type of insurance cover. The other 2 would be full comprehensive cover and third party fire and theft cover. Third party cover basically only covers you for the third parties damages should you be involved in and accident and proved to be your fault. It is a good type… Continue reading What is Third Party Cover?

A lot of people that I have run into over the years still do not know what to do in the event of a vehicle accident. Here I am going to go over the basics of what should be done when you have a vehicle accident. Please remember that depending on the severity of the… Continue reading What to do in the event of an accident

Why do I have to pay an excess if I was not at fault? The main reason for an excess is so that the insurers can eliminate most of, or if not all of, the minor or small claims. If you have an accident and the damage is say R500. To submit a claim to… Continue reading Why do people pay excess?

To explain full comprehensive insurance I need to mention all the types of policies, there are 3. Full comprehensive Third party fire and theft And finally third party cover Full comprehensive insurance is the first type of insurance. It covers your vehicle for basically any type of damage. The only things that are not covered… Continue reading What is Full Comprehensive Insurance?